What does People’s Choice Credit Union Do With Your Personal Information?
Why: Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What: The types of personal information we collect and share depends on the product or service you have with us. This information can include:
Social Security number and credit history
Credit scores and income
Payment history and wire transfer instructions
When you are no longer our member, we continue to share your information as described in this notice.
How: All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member's personal information; the reasons People’s Choice Credit Union chooses to share, and whether you can limit this sharing.
What we do:
How does People’s Choice Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does People’s Choice Credit Union collect my personal information?
We collect your personal information, for example, when you:
Apply for financing or provide account information
Give us your contact information or show us your driver’s license
Make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
Sharing for affiliates’ everyday business purposes-information about your creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
People’s Choice Credit Union has no affiliates.
Nonaffliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
People’s Choice Credit Union does not share with our nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include insurance companies and Accidental Death and Dismemberment provider