Peoples Choice Credit Union


SERVING OUR MEMBERS SINCE 1935

Accounts

All rates for dividend bearing accounts are decided by the Board of Directors on the last month of the quarter

All Fees are listed in the Fee Section

Checking

Regular Sharedraft Account

  • No dividend is earned on this account
  • No minimum balances apply to this account
  • No transaction limitations apply to this account unless otherwise stated.
  • Monthly Service Charges for members under 65 who do not maintain a balance of $500.00 at all times during the month.
  • Members 65 & older have Free Checking
  • Members who maintain a minimum balance of $500.00 at all times have Free Checking
  • Debit Cards are available with this account, First Card is FREE

Super Sharedraft Account

  • This account earns a dividend based upon the average daily balance that pays and compounds quarterly with at the least a minimum balance of $1,000.00 at all times
  • The minimum balance required is $1,000.00
  • No transaction limitations apply to this account unless otherwise stated
  • This account has a $5.00 fee if the balance falls below $1,000.00
  • Debit Cards are available with this account, First Card is FREE

Shares Accounts

Regular Shares

  • This account requires a minimum of $5.00 to open your account
  • This account earns a dividend based upon the average daily balance that pays and compounds quarterly with at the least a minimum balance of $100.00 at all times.
  • This account has an inactive fee of $5.00 per quarter after one year with no activity and if the balance is under $100.00
  • This account has ATM cards available and can be accessed with a Debit Card. First Card is FREE

Super Shares

  • This account requires a minimum at all times of $2,000.00
  • This account earns a dividend based upon the average daily balance that pays and compounds quarterly with at the least a minimum balance of $2,000.00 at all times
  • This account is structured into different levels of dividend rates
  • This account has a below minimum balance monthly fee of $5.00
  • This account has ATM cards available and can be accessed with a Debit Card. First card is FREE

Christmas Club

  • This account requires a minimum of $50.00
  • This account pays a dividend based upon the average daily balance that pays and compounds quarterly with at the least a minimum balance of $50.00 at all times
  • This account has a below minimum balance monthly fee of $5.00

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government

National Credit Union Administration, a U.S. Government Agency

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